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Buying Your Vacation Home
Obsidian Financial’s principal objective is to provide our clients
Investing in Your Vacation Home
The real estate market is on the rebound and many of our clients are deciding that now is the time to make a move on buying their vacation home or retirement property. With interest rates staying low, it may be a good time to consider your options. Here are some helpful tips to help guide you in your search for a second home.
Things to Consider:
- Can you afford it?
- Where is the best location for you to make it your “weekend” getaway?
- Who will care for the property when it is not in use?
- How many years will you keep this home?
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Show them the money:
Always consider the financial needs of your family. In some cases it makes sense to take cash out of another property to give you purchasing power in the current market. When the supply is low and the demand is high, much like today, it’s a great idea to separate your offer from the competition.
What if I want to rent it?
If the property will be rented out any point during the year, then this is considered an “investment property” vs. a second home or vacation property. Different guidelines would apply but we can still help you secure the financing needed to make it happen.
Call us today if you are considering buying a vacation home and let us tell you what you qualify for!
