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Dedicated to Exceptional Mortgage Services

Obsidian Financial Services, Inc. has built a culture where the customer comes first. It is our goal to build customers for life by helping homebuyers achieve their dreams. Customers will always be treated like family. This includes offering some of the best rates, underwriting, and thinking outside the box in an industry where there is nothing that is ever a sure thing. With our commitment to cutting edge consumer & mortgage lending technology, we are constantly updating our guidelines to meet the challenges of an ever changing industry.

Obsidian Financial Services,  through time and experience, can offer some of the most competitive rates and products in the industry.  Because we are structured as a banker, we can offer our customers the best rates and products not offered by mortgage brokers. We also have strong and lasting relationships with the investors who purchase our loans that other mortgage brokers don’t have access to.

Obsidian takes great pride in communicating with our customers throughout the entire loan process, by educating and informing our customers throughout the entirety of their loan. Our state-of-the-art software keeps all parties involved in the process up to date on where the transaction process currently stands. This is one of the biggest investments in your life, you never need worry every minute of the day where and when you will close and realize your dream of home ownership or achieving your refinance goals. Let your new family member, Obsidian Financial Services do the heavy lifting. Once family, always family and that’s how we want you and your family to feel at Obsidian. We hope your experience will be the best when joining the Obsidian Financial Services family.

Mortgage Broker vs Mortgage Banker

To help better educate the consumer Obsidian Financial Services has devised guidelines which help you to understand the many aspects to obtaining your home loan. Since the 2010 collapse of the mortgage industry, many aspects of purchasing and obtaining a home mortgage have drastically changed. Factors such as Income qualification, down payment, credit scores and verification of assets have all been affected by the enactment of the 2010 Dodd-Frank bill.

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Working in more
than a dozen states

Easy processing,
stress-free

First Time
Buyers

Equity
Cash Out

Property
Investments

Get Started!

Join Our Winning Team!

We are looking for motivated financial pros looking to build a long term career with great benefits

Work With Us!

Schedule a Call With a Loan Officer

A certified loan officer will contact you by email to confirm time and date of call. All scheduled calls are estimated times and based on eastern time zone.

Headquarters

1600 Sarno Rd. Ste 215,
Melbourne, FL 32935

08:00AM – 05:00PM
Monday to Friday

Mortgage Calculator

Our easy to use calculator will help you estimate the cost of your future dream home

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI