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At Obsidian Financial Services, we are ready to provide you with a stress-free home buying or refinance experience by providing you with a loan program that fits your needs. So why wait? Call today or click the button below to learn more about your loan options. 

If you are ready to start your loan journey with us please click the apply now button to start your loan application.

Apply Now for a Loan

Steps to Homeownership - FAQ's

Thank you for considering Obsidian Financial Services for your mortgage lending needs. If you are inquiring about a loan or learning more about our loan products, ore requesting a QUOTE please complete the form BELOW and one of our loan officers will contact you to discuss our loan programs and how we can address your lending needs.

If you are ready to start your loan journey with us please click the apply now button to start your loan application.

When you prequalify, you immediately achieve negotiating power. You know what you can spend up front, and there’s no guesswork on whether you will qualify for your dream home. Prequalification is a quick and easy and very rewarding process that involves looking at your credit, your assets and your income.
Once you are prequalified, you can make your offer with confidence. Your agent will help you write it up.
Once your offer is accepted by the seller, you want to lock in your interest rate to make sure it doesn’t go up during the time it takes to process your loan. Once the rate is locked it will stay the same no matter what for a specific period of time.
Once your offer is accepted by the seller, you want to lock in your interest rate to make sure it doesn’t go up during the time it takes to process your loan. Once the rate is locked it will stay the same no matter what for a specific period of time.
Let our professional team of experienced loan officers guide you through the steps of achieving your home-owning dreams. We can help you get pre-approved to speed up the application process, identify your budget capabilities, and find the best loan program for your situation.
Let our professional team of experienced loan officers guide you through the steps of achieving your home-owning dreams. We can help you get pre-approved to speed up the application process, identify your budget capabilities, and find the best loan program for your situation.

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