Earned Equity Program

The Earned Equity Program is a very unique opportunity to own an home after a initial lease period. Unlike a traditional Lease to Own Arrangement between a seller and a buyer this is a actual loan with real equity.

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Conventional Purchase/Refi

Obsidian Financial Services offers avariety of loan prgrams to suit almost every possible scenario. We have a large variety of programs and are licensed in 32 states with more states coming in 2025. Reach out to our expert team to find out if we have a prgram that meets your goals.
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Other Programs

In addition to conventional loans, Obsidian also offers Non-Qualified Programs for buyers who may have challenges with their credit, down payment assistance or specialty properties or new construction. We have over 100 investors who offer a variety of programs.

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Working in more
than thirty states
fingers snapping easy process and stress free
Easy in-house processing and underwriting, stress-free lending.
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First Time
Home Buyer Programs
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Refinance to a Lower Rate or Cash Out
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Invest property programs, construction or fix and flip.